Free savings downloads

IntelliPenny is the easy way to manage your personal or family finances and budget for future expenses. IntelliPenny implements the Envelope System of budgeting allowing you to decide where your money will be spent and allocating funds accordingly. The Envelope System has helped many people tame spending and get on track to eliminate debt.

With IntelliPenny you can easily track spending, manage checking, savings, and credit card accounts all in one location, easily reconcile accounts, and import transactions from your financial institutions. In IntelliPenny you can also set up your credit card to be used like a debit card. The money you spend on your credit card will automatically be deducted from your checking account so when you receive the bill at the end of the month the money is already set aside to pay it off.

IntelliPenny also allows to you track items you would like to purchase and prioritize those items to help eliminate impulse buys. Bills can be tracked to make sure none are forgotten. A variety of reports are included so you can easily see your spending habits. Link to external documents, spreadsheets, and websites that you use in your financial planning.

There is no montly fee so let IntelliPenny help you get your finances on track and stay on track!
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Always know exactly how much you have left to spend. Instantly know the impact of every spending decision. Automatically do all your home budget tracking. Effectively manage credit card spending. Create an easy to use household budgeting plan. Recover 10% a month from your income from hidden spending. Have multiple budget plans open (great for extended families). View income and expenses on the same screen. Built-in calculator. View your budget progress with a colorful graphchart. Graph your progress and print, save, report features. Detailed reporting of what you have budgeted against what you actually spent. No need to re-enter regular occurrences every month. Allows you to import your previous years budget. Adjust your budget as your circumstances change.
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Expense Tracker is a professional financial tracking application designed specifically to effectively manage your expenses. What makes Expense Tracker so popular is that it works wonderfully for your home or business accounting needs. Anyone who wants to improve their financial productivity should use Expense Tracker to maintain and understand their cash flow. Being able to track expenses helps in budgeting and forecasting (and we know how challenging this can be for people who are not accountants).

Expense Tracker includes useful features that allow you to organize all of your expenses through an easy-to-use friendly interface. By keeping track of regular transactions, the Transaction Tracking feature will help you manage your expenses and do the forecasting for you. You can classify regular transactions according to Date, Type, Category, and Amount. We even included a handy Notes section for essential information!

Expense reports are at times the hardest to compile when it comes to having lots of expense categories. With Expense Tracker, your reports will show the expenses grouped into three main sections: Type, Group and Category. Now, printing an expense report for a specific month or year can be done with a simple click on the Print button. In addition, you can export the reports to your own word processor or spreadsheet application for other tasks.

The Category view allows you to maintain an organized transaction list by giving you the freedom to add, delete or rename categories.

With Expense Tracker, a few simple clicks will enable you to keep accurate track of your periodic expenses and understand where your income goes. Expense Tracker can help you manage your expenses much more easily than the old pencil and paper method.
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Future Value of Savings Calculator quickly shows you what your savings may be by displaying a range of 77 possible scenarios based upon different interest rates and saving amounts.Future Value of Savings Calculator is a comprehensive annuity calculator which displays results on a spreadsheet-like grid as you enter or update financial variables. Future Value of Savings Calculator allows you to enter a beginning balance, regular payment amount, start and end dates, annuity type (regular or due), interest rate, payment frequency and compounding frequency. All results are automatically updated as you change the values in the white edit boxes or click on the radio buttons. Future Value of Savings Calculator is designed for Win9x/ME/NT/2000/XP/2003 systems. It offers integrated help, provides automatic hints, is large and small font compliant, offers an integrated Upgrade Center for easy, free, online updates, and includes a user-friendly registration system.
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This Down Payment Calculator for web sites lets you instantly add interactivity to your real estate web site giving visitors an easy-to-use financial calculator which lets them do their financial math without leaving your web site.
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The Altova MissionKit 2008 for Professional Software Architects is the secret to savings on top software development and data management tools. Get XMLSpy and four other leading tools for less than the price of two! Restrictions apply: www.altova.com
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Desktop Budget lets you take control of your budget, and let’s you manage all your finances including your checking, your credit cards, loans, savings accounts, and any debts you might have, all with easy to use, self explanatory windows.
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The MoneyToys Future Value of Savings Calculator offers a clear perspective on saving money by automatically displaying future values on a 2-dimension grid as you enter or update your investment variables.
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Energy-monitoring software for helping businesses to save energy. Energy Lens makes it easy to analyze energy consumption data to find waste, and to see if energy performance is improving. Regular use can bring significant energy savings.
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